Regular ebbs and flows of the cash in your Texas small business is normal – but when cash ebbs more than it flows, you need a solution to help regulate your income and outflow.

Enter Invoice Factoring from JOBE Services, Inc.

How Can Factoring Regulate My Business’ Cash Flow?

Factoring is simply a financial tool that allows you to get cash now from your outstanding invoices. Many small businesses across Texas perform their services and then send an invoice for payment. Most invoices allow the client 30 days to make payment in full; some even offer 60-day or 90-day terms. You’ve already performed the work – but have to wait to get your money.

In the intervening period, your expenses continue to mount:

• Rent
• Utilities
• Materials
• Fuel
• Payroll
• Insurance
• Taxes
• Debt service

All these and more come on a regular schedule – much more regular than your invoice payments!

Factoring allows you to “cash in” your invoices now when you need money instead of waiting for the client to pay at their convenience. For a small set fee, JOBE Services, Inc. gives you cash for the amount of your invoice, then we collect our money from your client according to your invoice terms. You get your money now to keep cash flowing steadily into your business to cover your expenses.

Invoice factoring can be used as a regular part of your accounts receivables protocol to maintain a steady cash flow throughout the month, once in a while when things get tight or whenever you choose. There are no long-term contracts, no hidden fees and no monkey business.

Reliable Factoring from a Texas-Based Company

JOBE Services, Inc. is based in Humble, Texas, and serves many service businesses throughout the Lone Star State and neighboring states. We are not a branch of some huge, leveraged bank on either coast that is in danger of going bankrupt, like some in recent news. Our small business was started to help other small businesses with their cash flow problems without adding to their financial burdens.

Since 1996, we’ve been providing reliable and hassle-free financial solutions for business owners with complete integrity and transparency:

• Non-recourse factoring eliminates credit risks
• No upfront costs, hidden charges or application fees
• No long-term contracts or minimum requirements
• Advanced technology to get you cash fast

Contact JOBE Services, Inc. today to learn more about our solutions for slow payments and cash flow problems in your small business.